PayGate — Unified payment links & checkout for LATAM #4

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opened 2026-02-19 08:35:00 +00:00 by ash · 0 comments

ash commented

2026-02-19 08:35:00 +00:00

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PayGate — Unified payment links & checkout for LATAM

🔍 Competitor Research (Feb 2026)

Competitor	Pricing	Notes
Stripe	2.9% + 30c	Limited LATAM coverage (improving). Not optimized for local methods.
Mercado Pago	~3-5%	Dominant in LATAM but clunky API, poor DX.
Rapyd	Varies	Einar has deep expertise here. Global reach.
Spreedly	Enterprise payment orchestration	$100s/mo+. Overkill for SMB.
Corefy	Enterprise	Payment orchestration for big companies.
Lemon Squeezy	5% + 50c	Merchant of Record. Indie-friendly but not LATAM-optimized.
Paddle	5% + 50c	MoR. Good for SaaS, not local payments.

Gap: No simple "Stripe Links for LATAM" exists. OXXO, SPEI, PIX support in a beautiful payment page with simple API. Einar's Rapyd experience is a real moat.

Risk: Payments = regulatory complexity, chargebacks, compliance. Capital-intensive. Needs payment provider relationships.

Domain: paygate.com TAKEN (by a South African company!).

Verdict: ⭐⭐⭐⭐ (4/5) — Great market opportunity, strong expertise, but needs budget and regulatory work. High ceiling if it works.

## PayGate — Unified payment links & checkout for LATAM --- ### 🔍 Competitor Research (Feb 2026) | Competitor | Pricing | Notes | |---|---|---| | **Stripe** | 2.9% + 30c | Limited LATAM coverage (improving). Not optimized for local methods. | | **Mercado Pago** | ~3-5% | Dominant in LATAM but clunky API, poor DX. | | **Rapyd** | Varies | Einar has deep expertise here. Global reach. | | **Spreedly** | Enterprise payment orchestration | $100s/mo+. Overkill for SMB. | | **Corefy** | Enterprise | Payment orchestration for big companies. | | **Lemon Squeezy** | 5% + 50c | Merchant of Record. Indie-friendly but not LATAM-optimized. | | **Paddle** | 5% + 50c | MoR. Good for SaaS, not local payments. | **Gap:** No simple "Stripe Links for LATAM" exists. OXXO, SPEI, PIX support in a beautiful payment page with simple API. Einar's Rapyd experience is a real moat. **Risk:** Payments = regulatory complexity, chargebacks, compliance. Capital-intensive. Needs payment provider relationships. **Domain:** paygate.com TAKEN (by a South African company!). **Verdict: ⭐⭐⭐⭐ (4/5)** — Great market opportunity, strong expertise, but needs budget and regulatory work. High ceiling if it works.